Who Needs an SCRA Letter?
An SCRA letter formally notifies creditors, landlords, and courts of your active-duty status, invoking critical legal and financial protections under the Servicemembers Civil Relief Act.
Active Duty Personnel
Army, Navy, Air Force, Marines, Space Force, Coast Guard.
National Guard & Reserves
when called to federal active duty.
Commissioned Officers
of PHS or NOAA in active service.
Dependents (in some cases)
Certain protections extend to spouses & children.
If you're facing pre-service debts, lease issues, or legal proceedings, an SCRA letter is your first step to protection.
Choose Your SCRA Support Plan
We offer straightforward plans to help you access your SCRA rights quickly and affordably. Select the level of support that best fits your needs.
SCRA Letter Service
$45
One-time fee
Get a professionally drafted SCRA notification letter, ready to send. Fast, simple, and effective.
- Professionally drafted SCRA letter
- Quick turnaround time
- Clear instructions for use
Letter + Consultation
$125
One-time fee
Comprehensive support including a drafted SCRA letter and a personal consultation with a legal professional.
- All features of SCRA Letter Service
- 30-min Personal Consultation
- Discuss your specific situation
- Guidance on SCRA application
Full Service
$249
One-time fee
Let us handle it all. We'll prepare your letter, contact your creditors, and work to ensure your interest rates are reduced.
- 30-min Personal Consultation
- We contact creditors for you
- Verify interest rate reduction
- Save time and potential hassle
- Potentially save $100s monthly
Key Benefits of Using SCRA Defender
Leveraging your SCRA rights can provide significant relief. Here’s how we help you achieve that.
Fast & Efficient
Quickly get the documentation you need without lengthy processes.
Affordable Protection
Access essential SCRA support at a fraction of typical legal costs.
Expert Guidance
Benefit from the knowledge of legal professionals (with consultation plan).
Reduce Interest Rates
Lower interest on pre-service debts to 6%.
Lease & Eviction Protection
Safeguards against certain evictions and lease terminations.
Stay of Legal Proceedings
Postpone civil court actions if service impacts your ability to appear.
Quick SCRA Eligibility Check
Answer a few questions for a preliminary assessment of your SCRA eligibility.
This checker provides a preliminary, informational assessment only and does not constitute legal advice. SCRA eligibility can be complex and depends on your specific circumstances. Consult with a legal professional for definitive guidance.
A Project of the Law Offices of Thiru Vignarajah
SCRA Defender is an initiative of the Law Offices of Thiru Vignarajah. Our firm is built on a foundation of fighting for justice and providing exceptional legal representation.
Thiru Vignarajah, former Deputy Attorney General of Maryland, brings a wealth of experience from Yale, Harvard Law (where he served as President of the Harvard Law Review), and clerkships including on the U.S. Supreme Court. His dedication to public service and advocacy for the vulnerable is the driving force behind SCRA Defender.
We offer these SCRA services at significantly reduced rates as a mark of our profound respect and gratitude for those who serve our nation. It's our way of ensuring that our military members can access the protections they rightfully deserve without undue financial burden.
Learn more about our firm